Charlotte Mercer
Banking Expert
Ex-retail banker with 12 years on the front line of current accounts. She writes about switching incentives, overdraft costs and packaged-account perks with an eye for the small print.
Articles by Charlotte Mercer
Current accountsBarclays current accounts: what to know before you switch
An overview of Barclays’ current account range, its rewards scheme, and how switching to Barclays works.
Current accountsBasic bank accounts
Basic bank accounts offer fee-free core banking with no overdraft, for those who can't get a standard account.
Current accountsYouth accounts
A guide to UK youth bank accounts, comparing age-based options that teach children to save and spend safely.
Current accountsPackages bank accounts
Packaged bank accounts bundle perks like travel insurance for a fee—here's how to judge if they're worth it.
Current accountsCompare student accounts
A guide to UK student bank accounts, comparing interest-free overdrafts and switching perks for 2025.
Gas & electricityBest graduate accounts
Graduate bank accounts offer interest-free overdrafts to help new graduates clear student debt without penalty.
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