Best money transfer rates

The headline exchange rate is only part of the picture. To work out which service genuinely gives you the most for your money, you need to look at the rate alongside any transfer fees and the amount that actually lands in the recipient's account.

Our comparison brings all of these factors together in one place, so you can see at a glance which provider delivers the best overall value for the amount and currency you're sending.

The exchange rate is how much of the destination currency you receive for each pound you send, while the transfer fee is a separate charge the provider adds for handling the transaction.

Some providers advertise a low fee but build their profit into a weaker exchange rate, so it pays to consider both together rather than focusing on one in isolation. The clearest way to compare is to look at the total amount your recipient will receive.