Best exchange rate to send money from UK to USA

The best way to send money from the UK to the USA is generally through a specialist online transfer provider, which usually offers more competitive GBP to USD exchange rates and lower fees than a traditional bank. Funds are typically deposited straight into the recipient's US bank account.

To find the best value, compare the total amount delivered in US dollars rather than focusing only on the fee, as the exchange rate makes the biggest difference on larger amounts.

Transfers from the UK to the USA often complete within minutes to a few hours when paying by debit or credit card, while standard bank-to-bank transfers may take one to two working days to arrive.

The exact timing depends on the provider, the payment method you choose and the receiving bank. Each provider listed below shows its estimated delivery time so you can balance how quickly the money arrives against the overall cost.