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Compare 2 year savings bonds

Find the best 2 year savings bonds for you. Compare fees, features, and switching offers from top UK banks.

What is a 2 year savings bond?

A 2 year savings bond is a fixed term account where you lock your money away for two years in return for a guaranteed interest rate that stays the same throughout.

A two year term can be a useful middle ground, often paying more than shorter bonds while still giving you your money back relatively soon.

Can I withdraw money during the 2 year term?

Most 2 year savings bonds do not permit early withdrawals, so you should only lock away money you are confident you will not need for the full two years.

If you might need access in the meantime, an easy access account could be a better fit, even though it typically pays a lower rate.

Our top pick
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2 Year Fixed Rate Bond

Interest Rate
4.71%
AER (variable)
Min. Deposit
£0
to open account
Account Type
2 years fixed
Tax-free options

This 2-year fixed-rate bond from Kent Reliance offers a return of 4.71% AER. The account provides flexibility in how interest is received, with options for interest to be paid either monthly or annually on the account's anniversary. As a fixed-term product, it ensures a guaranteed interest rate for the full two-year duration of the bond.

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2 Year Fixed Term Savings Account

Interest Rate
4.70%
AER (variable)
Min. Deposit
£0
to open account
Account Type
2 years fixed
Tax-free options
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Fixed Rate Account

Interest Rate
4.65%
AER (variable)
Min. Deposit
£0
to open account
Account Type
2 years fixed
Tax-free options
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2 Year Fixed Saver

Interest Rate
4.65%
AER (variable)
Min. Deposit
£50
to open account
Account Type
2 years fixed
Tax-free options
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2 Year Fixed Rate Bond

Interest Rate
4.40%
AER (variable)
Min. Deposit
£100
to open account
Account Type
2 years fixed
Tax-free options
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2 Year Fixed Term Deposit

Interest Rate
4.25%
AER (variable)
Min. Deposit
£1,000
to open account
Account Type
2 years fixed
Tax-free options
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2 Year Fixed Rate Online Bond

Interest Rate
4.00%
AER (variable)
Min. Deposit
£0
to open account
Account Type
2 years fixed
Tax-free options
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2 Year Fixed Rate Bond

Interest Rate
4.00%
AER (variable)
Min. Deposit
£500
to open account
Account Type
2 years fixed
Tax-free options
Get deal
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Premier Triple Access 2-Year Flexible Bond

Interest Rate
3.80%
AER (variable)
Min. Deposit
£1
to open account
Account Type
2 years fixed
Tax-free options
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Single Access 2-Year Flexible Bond

Interest Rate
3.70%
AER (variable)
Min. Deposit
£1
to open account
Account Type
2 years fixed
Tax-free options
Get deal