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Compare 1 year savings bonds

Find the best 1 year savings bonds for you. Compare fees, features, and switching offers from top UK banks.

What is a 1 year savings bond?

A 1 year savings bond is a fixed term account where you commit your money for twelve months in exchange for a guaranteed interest rate that is locked in for the whole term.

Because the rate cannot change during the year, these bonds suit savers who want a known return and do not need access to their money in the meantime.

Can I access my money during the 1 year term?

Most 1 year savings bonds do not allow withdrawals until the term ends, so it is important to only deposit money you are confident you can leave untouched for the full year.

If there is a chance you will need the cash sooner, consider keeping part of your savings in an easy access account, which lets you withdraw whenever you need to.

Our top pick
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1 Year Fixed Rate Bond

Interest Rate
4.71%
AER (variable)
Min. Deposit
£0
to open account
Account Type
1 year fixed
Tax-free options

This 12-month fixed-rate savings bond from Kent Reliance offers a 4.71% AER. Savers can choose to have interest paid either annually on the anniversary of the account opening or on a monthly basis, providing flexibility depending on their needs.

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1 Year Fixed Term Deposit

Interest Rate
4.70%
AER (variable)
Min. Deposit
£1,000
to open account
Account Type
1 year fixed
Tax-free options
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1 Year Fixed Term Deposit

Interest Rate
4.68%
AER (variable)
Min. Deposit
£0
to open account
Account Type
1 year fixed
Tax-free options
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1 Year Fixed Saver

Interest Rate
4.35%
AER (variable)
Min. Deposit
£50
to open account
Account Type
1 year fixed
Tax-free options
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1 Year Fixed Rate Bond

Interest Rate
4.30%
AER (variable)
Min. Deposit
£100
to open account
Account Type
1 year fixed
Tax-free options
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1 Year Fixed Term Deposit

Interest Rate
4.15%
AER (variable)
Min. Deposit
£1,000
to open account
Account Type
1 year fixed
Tax-free options
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1 Year Fixed Rate E-Bond

Interest Rate
4.12%
AER (variable)
Min. Deposit
£0
to open account
Account Type
1 year fixed
Tax-free options
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1 Year Fixed Rate Online Bond

Interest Rate
4.00%
AER (variable)
Min. Deposit
£0
to open account
Account Type
1 year fixed
Tax-free options
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Fixed Term Savings

Interest Rate
4.00%
AER (variable)
Min. Deposit
£1
to open account
Account Type
1 year fixed
Tax-free options
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Fixed Bond

Interest Rate
3.90%
AER (variable)
Min. Deposit
£1
to open account
Account Type
1 year fixed
Tax-free options
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1 Year Fixed Rate Bond

Interest Rate
3.90%
AER (variable)
Min. Deposit
£500
to open account
Account Type
1 year fixed
Tax-free options
Get deal

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