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Compare 6 month savings bonds

Find the best 6 month savings bonds for you. Compare fees, features, and switching offers from top UK banks.

What is a 6 month savings bond?

A 6 month savings bond is a fixed term account where you lock your money away for six months in return for a guaranteed interest rate that stays the same for the whole term.

Because the rate is fixed, you know exactly how much interest you will earn, which makes these bonds a popular choice for savers who want a short commitment with a predictable return.

Can I access my money before the 6 months are up?

Most 6 month savings bonds do not allow early withdrawals, so you should be comfortable leaving your money untouched for the full term before you apply.

If you think you might need access to your cash sooner, an easy access account may suit you better, even though the interest rate is usually lower.

Our top pick
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6 Month Bond

Interest Rate
4.28%
AER (variable)
Min. Deposit
£1
to open account
Account Type
6 month fixed
Tax-free options

This six-month fixed-rate bond from Hampshire Trust Bank offers an interest rate of 4.28% AER (4.24% Gross). The account can be opened with a minimum deposit of £1 and is managed through the bank's own online platform.

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6 Month Fixed Term Deposit

Interest Rate
4.25%
AER (variable)
Min. Deposit
£1,000
to open account
Account Type
6 month fixed
Tax-free options
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6 Month Fixed Term Deposit

Interest Rate
4.20%
AER (variable)
Min. Deposit
£1,000
to open account
Account Type
6 month fixed
Tax-free options
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Manage via App

6 Month Fixed Saver

Interest Rate
4.15%
AER (variable)
Min. Deposit
£50
to open account
Account Type
6 month fixed
Tax-free options
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