Compare 5 year savings bonds
Find the best 5 year savings bonds for you. Compare fees, features, and switching offers from top UK banks.
Is a 5 year savings bond a good idea?
A 5 year savings bond locks in a guaranteed interest rate for five years, which can be appealing if you want certainty over your return and think rates may fall in the future.
The trade-off is that your money is tied up for a long time, so it suits savings you are confident you will not need and that you are happy to commit for the full term.
Can I withdraw from a 5 year bond early?
Most 5 year savings bonds do not allow early withdrawals, so you should treat the money as locked away for the full five years before you apply.
Because that is a long commitment, it is wise to keep an emergency fund in an easy access account so you are not forced to break the bond if your circumstances change.
5 Year Fixed Saver
This five-year fixed-term savings account is designed for long-term growth, offering a guaranteed interest rate of 4.65% AER for a five-year period. Interest is paid monthly, making it an ideal choice for savers with a lump sum who do not require access to their capital for several years.
5 Year Fixed Rate Bond
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5 Year Fixed Rate Bond
