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Compare fixed rate savings accounts

Find the fixed rate savings accounts for you. Compare fees, features, and switching offers from top UK banks.

What is a fixed rate savings account?

A fixed rate savings account, sometimes called a fixed rate bond, pays a guaranteed interest rate for a set term in return for you agreeing to leave your money in place for the whole period.

Because the rate is locked in, your return will not change even if interest rates fall, which makes these accounts a popular choice when you want certainty over what you will earn.

Can I withdraw money from a fixed rate account early?

Most fixed rate savings accounts do not allow withdrawals until the term ends, so you should only deposit money you are confident you can leave untouched for the full period.

If you think you might need access to your cash sooner, an easy access account may suit you better, even though it usually pays a lower rate.

Our top pick
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3 Year Fixed Rate Bond

Interest Rate
4.72%
AER (variable)
Min. Deposit
£0
to open account
Account Type
3 years fixed
Tax-free options

This three-year fixed-rate savings bond from Kent Reliance offers a competitive 4.72% AER. Savers have the flexibility to choose how they receive their interest payments, with options for interest to be paid either annually on the account's anniversary or on a monthly basis, making it a suitable choice for those seeking a regular income.

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2 Year Fixed Rate Bond

Interest Rate
4.71%
AER (variable)
Min. Deposit
£0
to open account
Account Type
2 years fixed
Tax-free options
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UNLOCK EXCLUSIVE SAVINGS & DEALS

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1 Year Fixed Rate Bond

Interest Rate
4.71%
AER (variable)
Min. Deposit
£0
to open account
Account Type
1 year fixed
Tax-free options
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2 Year Fixed Term Savings Account

Interest Rate
4.70%
AER (variable)
Min. Deposit
£0
to open account
Account Type
2 years fixed
Tax-free options
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1 Year Fixed Term Deposit

Interest Rate
4.70%
AER (variable)
Min. Deposit
£1,000
to open account
Account Type
1 year fixed
Tax-free options
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3 Year Fixed Term Savings Account

Interest Rate
4.68%
AER (variable)
Min. Deposit
£0
to open account
Account Type
3 years fixed
Tax-free options
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1 Year Fixed Term Deposit

Interest Rate
4.68%
AER (variable)
Min. Deposit
£0
to open account
Account Type
1 year fixed
Tax-free options
Get deal
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3 Year Fixed Term Deposit

Interest Rate
4.68%
AER (variable)
Min. Deposit
£0
to open account
Account Type
3 years fixed
Tax-free options
Get deal
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Fixed Rate Account

Interest Rate
4.65%
AER (variable)
Min. Deposit
£0
to open account
Account Type
2 years fixed
Tax-free options
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3 Year Fixed Saver

Interest Rate
4.65%
AER (variable)
Min. Deposit
£50
to open account
Account Type
3 years fixed
Tax-free options
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2 Year Fixed Saver

Interest Rate
4.65%
AER (variable)
Min. Deposit
£50
to open account
Account Type
2 years fixed
Tax-free options
Get deal

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