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Compare First Direct current accounts

Find the right First Direct current account for you. Compare fees, features, and switching offers from top UK banks.

How do I switch to a First Direct current account?

First Direct is part of the Current Account Switch Service, so you can move your banking across in seven working days. Apply for the 1st Account, choose a switch date, and your payments and direct debits are transferred automatically.

First Direct regularly offers a cash incentive for new customers who switch their main account using the service, so it is worth checking the latest offer before you apply.

Does First Direct have branches?

First Direct is a telephone and online bank, so it does not have its own high street branches. You manage your account through the app, online banking and its 24/7 phone service, which is known for its customer support.

Because First Direct is part of HSBC, you can still pay in cash and cheques at HSBC branches and many Post Office counters, giving you everyday access without a branch network of its own.

Our top pick
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Get £210 to switch
Standard

1st Account

SWITCH INCENTIVE
£210
when you switch
OVERDRAFT
39.90% EAR
Representative
MONTHLY FEE
Free
per month
To be eligible, you must be a UK resident aged 18 or over. This offer is exclusively for new customers who have not previously held any product with first direct and have not opened an HSBC current account on or after 1st January 2018. Joint accounts are permitted, and the availability of the overdraft is subject to a status check.
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