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Compare First Direct current accounts

Find the right First Direct current account for you. Compare fees, features, and switching offers from top UK banks.

How do I switch to a First Direct current account?

First Direct is part of the Current Account Switch Service, so you can move your banking across in seven working days. Apply for the 1st Account, choose a switch date, and your payments and direct debits are transferred automatically.

First Direct regularly offers a cash incentive for new customers who switch their main account using the service, so it is worth checking the latest offer before you apply.

Does First Direct have branches?

First Direct is a telephone and online bank, so it does not have its own high street branches. You manage your account through the app, online banking and its 24/7 phone service, which is known for its customer support.

Because First Direct is part of HSBC, you can still pay in cash and cheques at HSBC branches and many Post Office counters, giving you everyday access without a branch network of its own.

Our top pick
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Packaged

Perks

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
£9
per month
Applicants must be aged 18 or over to be eligible for this account.
Get deal
logo
Packaged

Max

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
39.00% EAR
Representative
MONTHLY FEE
£19
per month
Get deal

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Packaged

Plus

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
£3.99
per month
Get deal
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Packaged

Club Lloyds Silver

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
£16.50
per month
Get deal
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Standard

Danske Choice

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
29.90% EAR
Representative
MONTHLY FEE
Free
per month
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logo
Youth

FlexOne

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal
logo
Packaged

Reward Platinum

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
39.49% EAR
Representative
MONTHLY FEE
£22
per month
Get deal
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Standard

Bank Account

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
38.90% EAR
Representative
MONTHLY FEE
Free
per month
Get deal
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Packaged

Reward Silver

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
39.49% EAR
Representative
MONTHLY FEE
£10
per month
Get deal
logo
Standard

Current Account

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal
logo
Standard

Current Account

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal

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