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Compare HSBC current accounts

Find the right HSBC current account for you. Compare fees, features, and switching offers from top UK banks.

How do I switch to an HSBC current account?

HSBC uses the free Current Account Switch Service, so once you have applied and chosen a switch date your payments, direct debits and standing orders are transferred for you within seven working days.

HSBC regularly offers a cash incentive for new customers who switch their main account, so it is worth checking the latest deal and its conditions before you apply.

What do I need to open an HSBC current account?

To open an HSBC current account you typically need to be a UK resident aged 18 or over, with proof of identity such as a passport or driving licence and proof of your current address.

HSBC will usually run a credit check as part of the application, particularly if you ask for an arranged overdraft, so it helps to have your documents ready before you start.

Our top pick
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Get £220 to switch
Standard

Bank Account

SWITCH INCENTIVE
£220
when you switch
OVERDRAFT
39.90% EAR
Representative
MONTHLY FEE
Free
per month
This offer is available to new customers aged 18 or over. It is not available for certain products, including the HSBC Basic Bank Account. The offer can be withdrawn at any time and full terms, conditions, and eligibility criteria apply.
Get deal
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Graduate

Graduate Bank Account

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal

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Student

Student Account

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal
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Basic

Basic Bank Account

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal