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Compare Natwest current accounts

Find the right Natwest current account for you. Compare fees, features, and switching offers from top UK banks.

How do I switch to a NatWest current account?

NatWest is a member of the Current Account Switch Service, so you can move your banking across without the hassle. Apply for your chosen account, pick a switch date, and your direct debits, standing orders and incoming payments move automatically within seven working days.

NatWest often runs a switching incentive for new customers who move their main account, so check whether a cash offer is available before you apply.

What do I need to open a NatWest current account?

To open a NatWest current account you usually need to be a UK resident aged 18 or over, with proof of identity such as a passport or driving licence and proof of address.

NatWest will normally carry out a credit check during the application, especially if you request an arranged overdraft, so having your details ready helps the process run smoothly.

Our top pick
logo
Get £200 to switch
Standard

Select

SWITCH INCENTIVE
£200
when you switch
OVERDRAFT
39.49% EAR
Representative
MONTHLY FEE
Free
per month
Applicants must be UK residents aged 18 or over. To qualify for the £200 switching bonus, you must not have held a current account with the NatWest Group on or after May 6th, 2026, and must not have previously received a switching offer from them. Additional terms and criteria apply to the account and its features.
Get deal
logo
Get £200 to switch
Standard

Reward

SWITCH INCENTIVE
£200
when you switch
OVERDRAFT
39.49% EAR
Representative
MONTHLY FEE
£2
per month
Get deal

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logo
Get £500 to switch
Premium

Premier Reward

SWITCH INCENTIVE
£500
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
£2
per month
Get deal
logo
Get £100 to switch
Student

Student

SWITCH INCENTIVE
£100
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal
logo
Get £20 to switch
Youth

Adapt

SWITCH INCENTIVE
£20
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal
logo
Standard

Ukrainian refugee account

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal
logo
Youth

Rooster Money

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal
logo
Packaged

Reward Silver

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
£12
per month
Get deal
logo
Packaged

Reward Platinum

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
£23
per month
Get deal
logo
Get £500 to switch
Premium

Premier

SWITCH INCENTIVE
£500
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal
logo
Basic

Foundation

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal