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Compare Nationwide current accounts

Find the right Nationwide current account for you. Compare fees, features, and switching offers from top UK banks.

How do I switch to a Nationwide current account?

Nationwide is a full member of the Current Account Switch Service, so moving across is straightforward. Apply for the account you want, pick a switch date, and your payments and direct debits are transferred automatically within seven working days.

Nationwide often runs a switching incentive for people who move their main account and bring across active direct debits, so it is worth checking whether a cash offer is available before you start.

What do I need to open a Nationwide current account?

To open a Nationwide current account you generally need to be a UK resident aged 18 or over, with proof of identity such as a passport or driving licence and proof of your current address.

Nationwide will usually run a credit check as part of the application, particularly if you ask for an arranged overdraft. Having your details to hand will help the application go through smoothly.

Our top pick
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Youth

FlexOne

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
This account is available to individuals aged between 11 and 17 years old.
Get deal
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Packaged

FlexPlus

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
38.20% EAR
Representative
MONTHLY FEE
£18
per month
Get deal

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Basic

FlexBasic

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal
logo
Standard

FlexDirect

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
38.20% EAR
Representative
MONTHLY FEE
Free
per month
Get deal
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Get £100 to switch
Student

FlexStudent

SWITCH INCENTIVE
£100
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal
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Standard

FlexAccount

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
38.20% EAR
Representative
MONTHLY FEE
Free
per month
Get deal