HomeDealsAskCheckupSearch

Compare Nationwide current accounts

Find the right Nationwide current account for you. Compare fees, features, and switching offers from top UK banks.

How do I switch to a Nationwide current account?

Nationwide is a full member of the Current Account Switch Service, so moving across is straightforward. Apply for the account you want, pick a switch date, and your payments and direct debits are transferred automatically within seven working days.

Nationwide often runs a switching incentive for people who move their main account and bring across active direct debits, so it is worth checking whether a cash offer is available before you start.

What do I need to open a Nationwide current account?

To open a Nationwide current account you generally need to be a UK resident aged 18 or over, with proof of identity such as a passport or driving licence and proof of your current address.

Nationwide will usually run a credit check as part of the application, particularly if you ask for an arranged overdraft. Having your details to hand will help the application go through smoothly.

Our top pick
logo
Get £175 to switch
Standard

FlexDirect - Funded

SWITCH INCENTIVE
£175
when you switch
OVERDRAFT
39.90% EAR
Representative
MONTHLY FEE
Free
per month
To be eligible for this account, you must pay in a minimum of £1,000 per month.
Get deal
logo
Youth

FlexOne

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal

UNLOCK EXCLUSIVE SAVINGS & DEALS

Join our savvy community and get insider access to the best broadband, power, mobile, and shopping deals – plus expert tips and money-saving guides delivered straight to your inbox.

logo
Basic

FlexBasic

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal
logo
Student

FlexStudent

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal