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Compare Santander current accounts

Find the right Santander current account for you. Compare fees, features, and switching offers from top UK banks.

How do I switch to a Santander current account?

Santander uses the free Current Account Switch Service, so once you apply and choose a switch date your direct debits, standing orders and incoming payments are moved across automatically within seven working days.

Santander often runs switching incentives for new customers who move their main account and meet the conditions, so check whether a cash offer is available before you apply.

What perks do Santander current accounts offer?

Depending on the account you choose, Santander current accounts can offer perks such as cashback on selected household bills, credit interest on your balance and access to linked savings rates.

Some of these accounts carry a monthly fee, so it is worth weighing the cashback and benefits you would actually use against the cost to see if the account works out worthwhile for you.

Our top pick
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Get £20 to switch
Student

Edge Student

SWITCH INCENTIVE
£20
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
This account is available to first-year students and individuals beginning a level 4-7 apprenticeship. To qualify for the overdraft, you must register for online banking and pay in at least £500 every four months. To be eligible for the £20 cash bonus, the account must be opened by 16 October and a debit card purchase must be completed by 31 December. The account must remain open until the prize is paid by 31 January 2027.
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Premium

Private Current Account

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
28.33% EAR
Representative
MONTHLY FEE
£5
per month
Get deal

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