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Compare Santander current accounts

Find the right Santander current account for you. Compare fees, features, and switching offers from top UK banks.

How do I switch to a Santander current account?

Santander uses the free Current Account Switch Service, so once you apply and choose a switch date your direct debits, standing orders and incoming payments are moved across automatically within seven working days.

Santander often runs switching incentives for new customers who move their main account and meet the conditions, so check whether a cash offer is available before you apply.

What perks do Santander current accounts offer?

Depending on the account you choose, Santander current accounts can offer perks such as cashback on selected household bills, credit interest on your balance and access to linked savings rates.

Some of these accounts carry a monthly fee, so it is worth weighing the cashback and benefits you would actually use against the cost to see if the account works out worthwhile for you.

Our top pick
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Packaged

Edge Explorer

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
39.94% EAR
Representative
MONTHLY FEE
£17
per month
Applicants must be aged between 18 and 73 years old. For joint accounts, both account holders must live at the same UK address. Please note that eligibility for the included travel insurance benefits ceases once you reach the age of 75.
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logo
Packaged

Edge

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
39.94% EAR
Representative
MONTHLY FEE
£3
per month
Get deal

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logo
Standard

Edge Up

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
39.94% EAR
Representative
MONTHLY FEE
£5
per month
Get deal
logo
Youth

123 Mini

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal
logo
Standard

Everyday

SWITCH INCENTIVE
n/a
when you switch
OVERDRAFT
39.94% EAR
Representative
MONTHLY FEE
Free
per month
Get deal
logo
Get £20 to switch
Student

Edge Student

SWITCH INCENTIVE
£20
when you switch
OVERDRAFT
n/a
Representative
MONTHLY FEE
Free
per month
Get deal